When it comes to Financial Advice, the Expat market has been poorly served. Cold calls from unqualified Advisers at unregulated companies selling inferior products.
Financial Adviser’s using networking and social events to push high commission products with little to no transparency on how they are paid. Many Expats have had bad experiences, and it has been challenging to know where to turn.
Cameron James guides our clients with EU MiFID regulated advice from an RDR UK qualified Adviser experienced in advising expats globally. Our Costs are transparent so you know exactly how much you are paying for our advice in advance. No surprises. No last-minute add-ons. This allows you to make more informed decisions on you and your family’s future.
Cameron James was born during a British Airways flight between two British Expats exchanging experiences and distrust of Financial Advisers. CJ is now managing portfolios in 23 countries!
Business decision to provide every Adviser with a full-time Personal Assistant (PA). Allowing Advisers to focus on their energies on client meetings and portfolio analysis and reduce Adviser ‘burnout’. This has improved customer service for our clients and job satisfaction for our Advisers who can spend more time with their clients
Senior management listen to feedback from the Admin Team and decides to move its accountancy and bookkeeping operations to The Accountancy Partnership. This saves a huge number of hours through the integration of Pandle automatic synching between company accounts and accountant. This was a happy day for Admin!
CJ makes Starling Bank its exclusive banking partner. Starling was awarded best British Bank in both 2018 and 2019 with a satisfaction rate of 98.4% (compared to Barclay’s 86.2%). This step forward not only secured lower costs but significantly increased the efficiency of all banking operations across the company.
Telecommunication contract switched from EE to Three mobile. Savings an estimated £2,300 pa. Three’s ‘Go-Roam’ business package includes calls and data roaming to over 71 countries. Significantly reducing the cost of international Adviser calls from £1.80 pm while on business travel. While, a 60-minute client call may be wholly necessary, EE’s costs provided poor value of resources. The savings generated are to be reinvested in the technology budget to ensure Advisers are working with the latest laptops.
Cameron James is proud to provide its clients with access to the lowest cost International SIPP available on the market place. With an Initial Set-Up of £0 and an annual SIPP Trustee Fee of £180 pa (VAT). This partnership with Novia Global provides an excellent foundation for low-cost retirement planning solutions.
Clients know how much their advice will cost in advance. No extras.
Used & Approved by Expats in 23 countries across 6 continents.
Our Advisers see thousands of Expat situations. We know your needs.
Direct line to your Dedicated Adviser. No hold music.
The average time for a pension transfer is 3-4 weeks. Depending upon the type of pension with DB transfers taking longer and DC transfers shorter. In our experience, exemplary paperwork and streamlined communication are keys to faster transfers. Errors lead to longer transfer times. International SIPP transfers are generally quicker, while QROP transfers take longer.
Absolutely not. There are no nasty lock-in periods with CJ. If you are ever unhappy with our level of service you are free to leave without cost. This keeps us on our toes to continue delivering our high quality of service.
Your policy will pass directly to your named beneficiaries which you state in your application process. So you have peace of mind that your loved ones will automatically receive your assets. No messing around.